Insurance Mutual
Volcanic Peril Insurance · Multi-Territory
CLAIMS DESK OPEN · ADJUSTER ON STANDBY

File a claim. We've been ready since the charter.

If a volcano has formed on or near your property within covered territory, you are in the right place, and frankly we are thrilled for you. Filing takes about four minutes. Payout is $5.00, always.

0claims filed to date
0claims denied to date
$5.00maximum payout, any tier
5–7business days, geology permitting
  1. STEP 01Confirm eruption
  2. STEP 02Location
  3. STEP 03Document the loss
  4. STEP 04Review & submit
Is there lava?

Look outside. Take your time. This is the most important question on the form.

EXISTING CLAIMS

Check a claim's status

Enter the claim number from your confirmation.

CLAIMS QUESTIONS

Before you file

Does a higher tier get a bigger payout?

No. Every tier pays $5.00. Platinum policyholders receive their $5.00 in a nicer envelope and a phone call from someone who sounds sincerely sorry about the volcano.

What if the volcano is in the hilly part of Ohio?

The boundary is determined case-by-case. In this case, it has been determined. You are outside it.

Can I file a claim for a very hot day in Las Vegas?

No. That is July. Our Las Vegas staff have been trained extensively on the difference.

What if a hot dog was involved?

Claims involving hot dogs, as cause, casualty, or garnish, go to the adjuster on duty, who will decide based on factors we are not able to share.